The credit card portfolio of Bank "Renaissance Credit" increased by 32% in 2017

In 2017, the credit card portfolio of Bank "Renaissance Credit" increased by 32.4% and by January 1, 2018 reached 9.2 billion. In 2016 were marked by negative dynamics: there is a decrease of the portfolio was 14.2%.

Average monthly turnover on credit cards last year exceeded 1 billion rubles, which is 39% more than in 2016. Customers have increased their use of cards for cashless transactions. The volume of transactions for payment of goods and services in 2017 increased by 23% in comparison with the results of the previous year. Most credit card customers spent in the categories of "Shopping", "Clothing and footwear", "Household appliances", "gas station", "Cafes and restaurants".

"Last year, our credit card portfolio showed good dynamics – both from the point of view of growth of volumes and turnover ratios, – said Dmitry Kurganov, the Director of the Department for development credit Bank products "Renaissance Credit". – The kind of results we managed to achieve thanks to the launch of new product offerings, as well as efficient portfolio management. We know who our consumer is and what are its basic needs, so developing an interesting and relevant financial solutions that clients use to meet their daily needs".

Most often, in 2017, the credit cards processed are women (60%). Regarding age, the majority of borrowers, 29 per cent were in the group 31-40 years. Slightly fewer – 28% of the clients belonged to the category of 24-30 years. Borrowers aged 41-50 years – 21%. The greatest demand for credit cards was observed among residents of Moscow and Moscow region, St.-Petersburg, Republic of Bashkortostan, Chelyabinsk region, Tatarstan, Krasnodar territory and Novosibirsk region.

Information about the "Renaissance Credit"

CB "Renaissance Credit" (LLC), one of the leading banks in the sector of consumer crediting in Russia, offers individuals a personal loans, Bank cards, deposits and other services.

Founded in 2003, "Renaissance Credit" is in the TOP 100 largest Russian banks and is open from 10 million customers in Russia. The geography of activities of "Renaissance Credit" covers 63 regions of Russia.

The Bank was assigned ratings from Standard and Poor's " B–", ACRE – VVV-(EN).

The main owner of "Renaissance Credit" is ONEXIM Group, one of the leading Russian investors, which owns a diversified portfolio of assets in the financial services, mining, real estate, energy and high technology.

License of Bank of Russia for banking operations № 3354.

The website "Renaissance Credit" – rencredit.ru

The website of the Group ONEXIM onexim.ru