What are the consequences for user agreement Mail.Ru Group and Vkontakte?

The other day Mail.Ru Group has allowed the National Bureau of credit histories to analyze borrower profiles on a social network "Vkontakte".

What it might mean for the subjects of personal data:
1. NBCH and its clients can obtain data about a user's contacts VC, the registration profile (phone and email);
2. NBCH and its clients can obtain data about changes of IP addresses by the user VC, and geotagging. This will allow NCB to control the movement and location of users of VK.
3. NBCH and its clients can obtain data about the nearest affiliated persons of the VK user (relatives, friends, colleagues). This will help to identify the circle of potential debtors and opens up additional opportunities for his search.